Every dollar,
finally in focus.
Budgetnik links your bank and card accounts, auto-categorizes every transaction, and turns months of messy statements into one dashboard you'll actually use.
Bank-level encryption · Read-only access · No card required.
12,000+
Supported institutions
24 mo
Of transaction history
100%
Read-only access
<1 min
To connect an account
Clarity, without the busywork
Budgetnik handles the tedious parts of personal finance for you, so you can focus on the decisions that actually move the needle.
Connect every account
Link checking, savings, and credit cards from 12,000+ institutions in seconds — securely, through Plaid.
Auto-categorized spending
Every transaction is cleaned, labeled, and grouped automatically. No spreadsheets, no manual tagging.
Insights at a glance
Clear charts show where your money goes each month and how your habits shift over time.
Always up to date
Budgetnik syncs in the background, so balances and transactions are current every time you log in.
Set up in three steps
From sign-up to insight in just a few minutes.
Connect your banks
Securely link your accounts in under a minute with Plaid — the same technology trusted by leading fintech apps.
We organize everything
Budgetnik imports your history, categorizes transactions, and builds your full financial picture automatically.
See where you stand
Explore clear dashboards for balances, spending, and trends — and make confident decisions about your money.
Your data stays yours
We built Budgetnik with the same security standards as the institutions you bank with. Every connection is encrypted and read-only by design.
- 256-bit encryption in transit and at rest
- Read-only access — Budgetnik can never move money
- Your bank credentials are never stored on our servers
- Disconnect any account at any time
Take control of your money today
Join Budgetnik and turn your everyday transactions into a clear plan for your future.